Bob Ghosh
Financial Planner & Founder
Earthen Capital
About Bob Ghosh
12+ years in Equities and Mutual Funds. An Engineer in Communications, NISM Certified Mutual Funds Advisor, and AMFI Registered Distributor (ARN-345670).
Articles by Bob Ghosh
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A Beginner’s Guide to Investing in International Mutual Funds
March 26, 2026 · 6 min read
Understand global growth, diversify your portfolio beyond Indian borders, and learn how to invest in the world's most innovative companies—right from India.
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How to figure out your expenses in retirement/FIRE?
February 08, 2026 · 5 min read
Calculate realistic retirement or FIRE expenses by analyzing current spending, adjusting for lifestyle changes, and accounting for healthcare and inflation to determine how much money you will actually need to save.
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The Complete Guide to Financial Literacy & Money Management in India
December 15, 2025 · 10 min read
Learn the essentials of financial planning in India — budgeting, investing, debt management & retirement planning. A step-by-step guide for every Indian.
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How To Bounce Back From Financial Ruin and Rebuild Your Wealth
November 12, 2025 · 10 min read
Practical guide for recovering from financial disasters and strategically rebuilding wealth through proven methods.
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Build Your First Crore
September 19, 2025 · 5 min read
Build your first ₹1 crore with simple investment strategies, smart money habits, and financial discipline.
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The 7-5-3-1 Rule of SIP Investing in Mutual Funds
August 18, 2025 · 4 min read
Discover the 7-5-3-1 rule in mutual funds — a proven SIP investment strategy for long-term wealth creation.
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Mutual Funds Explained: From Basics to Investing
July 16, 2025 · 5 min read
Learn about different types of mutual funds and how they fit into your investment strategy.
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Step-by-Step: Build a Retirement Corpus in India with Mutual Funds
March 17, 2025 · 7 min read
Learn how to build a retirement corpus in India with mutual funds. A practical 5-step guide covering SIPs, asset allocation, and compounding — for every age.